EHO EEO
 EEOC

Twitterfacebook

OUR LOAN PROGRAMS

Of course, we offer the standard conforming and non-conforming, conventional and government loan programs which are offered throughout the industry.  However, we are always working to develop new and innovative financing options to help you help your clients achieve the dream of home ownership! 

Our GEM Platinum Program, for example, allows you to combine an FHA 30 year fixed with a 3% grant to help your buyers hold onto their liquid assets as reserves or to add the finishing touches it takes to personalize a new home.

Programs

  • Conventional
  • Conv. Jumbo
  • FHA
  • FHA Jumbo
  • VA

Fixed Rate Mortgages

  • 30 Year Fixed
  • 20 Year Fixed
  • 15 Year Fixed
  • 10 Year Fixed

Adjustable Rate Mortgages

  • 1 Year Fixed / ARM
  • 3 Year Fixed / ARM
  • 5 Year Fixed / ARM
  • 7 Year Fixed / ARM
  • 10 Year Fixed / ARM

 

* Programs listed are a sampling of GEM loan products.

Max LTV

95%
90%
96.5%
96.5%
100%

 

 

Buyer Assistance Programs

  • GEM Platinum (99.5 LTV w/ 3% Grant)
  • CalHFA, ACCESS, SCHFA, CHDAP
  • HomePath, Home Possible, and MyCommunity

Property Types

  • Single Family Residence
  • 2-4 Units
  • Townhomes
  • Condos
  • High Rise Condos
  • USDA – Up to 20 Acres
Back to Top