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OUR LEADERSHIP TEAM

Howard Kootstra
CEO

Over 35 years in lending, Howard worked in a variety of positions which gave him the opportunity to learn every aspect of the mortgage industry, from retail branch operations, underwriting, business development, human resources and corporate administration, as well as secondary marketing and the bundling of loans. He was also a DRE approved instructor.

Rick Roper
President

For over 32 years, Rick has earned a reputation as a top senior executive in the lending industry. He has worked in special asset management, loan participation sales, secondary marketing or residential and commercial loans, deposit and loan business development, consumer and commercial marketing, strategic planning and public relations.

 

Rebecca Wegman
EVP/Operations

Rebecca truly worked her way up and through the mortgage industry over the last 32 years as a processor, loan officer, underwriter, branch operations supervisor, funding manager, as well as, an area, division and regional operations supervisor and assistant vice president. She has a great reputation in the branches for doing everything in her power to get your loans funded in a timely manner.

David Chesney
EVP/CFO

David has a reputation for looking at a problem and finding a solution. Over his 25 years in finance and accounting, he has created and supervised programs which have transformed company operations and procedures. With over 10 years in community and mortgage banking, David is a key member of the executive team developing strategies to guide us through these tumultuous times.

 

Joe Ewens
EVP/Production

Throughout his 26 years in lending, Joe has developed a track record of success as a branch manager, regional account executive and as a loan center manager. He currently is responsible for loan production for over 60 retail branches, as well as, marketing, training and recruiting loan officers and new branch managers and the development of new markets throughout the western US.

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